Privacy Policy & Terms

Last Updated: November 20, 2025

Privacy Policy

1. Information We Collect

NovaChain collects: personal identification, contact information, financial information, device data, and location data.

2. How We Use Your Information

We use data to: process transfers, verify identity, prevent fraud, comply with regulations, improve services, send updates, and manage NovaPoints.

3. Information Sharing

We don't sell your data. We may share with: MoneyGram partners, agent partners, regulatory authorities, and service providers.

4. Data Security

We protect your information using bank-level 256-bit SSL encryption, secure servers, and regular security audits.

5. Your Rights

You can: access your data, request corrections, request deletion, opt-out of marketing, and file complaints.

Terms and Conditions

1. Acceptance of Terms

By using NovaChain, you agree to these Terms and Conditions.

2. Eligibility

Must be 18+ and a Zambian resident. Provide accurate information.

3. Account Responsibilities

Keep credentials secure, notify us of unauthorized access, ensure sufficient funds.

4. Transaction Rules

All transfers are final. Verify recipient details. Transfer limits apply. Fees are non-refundable.

5. Prohibited Activities

No illegal activities, fraud, money laundering, or violations of Zambian law.

6. NovaPoints Program

Points cannot be purchased or transferred. No cash value. Program subject to change with 30 days notice.

7. Governing Law

Governed by Zambian law. Disputes handled in Lusaka courts.

Contact Us

Email: info@novachain.africa
Phone: +260 979 493710
Address: Cairo Road, Lusaka, Zambia